Who We Are

Rick DeChaineau founded Secure Choice Financial Planning, LLC, a Fee-Only financial planning firm, to provide clients with professional, commission-free financial advice from someone they can trust.

"People from all walks of life need objective advice based solely on what is in their best interests, not influenced by a sales agenda," says Rick. "As a personal financial coach, I assist clients in making educated and prudent decisions to meet their financial goals and objectives. Whether I'm providing second opinions for 'do-it-yourself' investors, or providing a comprehensive financial plan for those that need a higher level of support, my goal is to aid clients in succeeding financially."

Rick specializes in meeting the needs of everyday people. This means easy access to objective advice and professional expertise when and how it's needed. He does not require asset management, long-term contracts or investment or income minimums. He does not sell financial products of any kind. In fact, Rick is compensated only by you, the client, for the advice he gives on an hourly basis. Because there are never any third-party agendas at work, you can rest easy knowing that his personal recommendations benefit you, and only you.

Rick came to financial planning after serving 21 years in the U.S. Marine Corps. Retiring from the Marines allowed him to pursue, full time, his long-time interest in personal finance and investing. He spent over five years as a financial advisor with an international financial services firm, helping clients plan for the future and meeting their needs in the areas of retirement accounts, personal investments, long-term care and life insurance, mortgages and debt management.

Rick holds an undergraduate degree from the University of Washington and a graduate degree in Management and Supervision from Central Michigan University. He earned his Graduate Certificate in Personal Financial Planning from City University of Seattle, and is a CERTIFIED FINANCIAL PLANNER™ practitioner. He is also a Certified Senior Advisor and earned the Chartered Retirement Planning Counselor^SM designation from the College for Financial Planning. Secure Choice is a Registered Investment Advisory firm in the state of Washington.

Rick DeChaineau is a proud member of the following organizations, and adheres to their standards of professional excellence and integrity:

The Garrett Planning Network, Inc. is a nationwide network of professional, Fee-Only financial advisors. Garrett members are dedicated to providing competent, independent financial advice to people from all walks of life, on an hourly as-needed basis. Only 1% of the nation's financial planning firms are structured this way. As staunch consumer advocates and Fee-Only client fiduciaries, Garrett members continue to demonstrate their commitment to serving the public's best interests by making competent, Fee-Only financial advice accessible to all people. Many financial advisors accept clients only if they meet certain income and net worth requirements. Garrett members believe, however, that professional, unbiased financial advice is something all Americans need, at least periodically, to build the brightest financial futures. Holding to this philosophy, Garrett members offer the same quality, professional advice to all clients, not just the affluent.

The National Association of Personal Financial Planners (www.napfa.org/). NAPFA members practice Fee-Only financial planning which is client-centered, objective and ethical. NAPFA members are required to fulfill the most rigorous continuingeducation requirements in the financial planning industry.

The Financial Planning Association members are dedicated to supporting the financial planning process in order to help people achieve their goals and dreams. The FPA believes that everyone needs objective advice to make smart financial decisions and that when seeking the advice of a financial planner, the planner should be a CFP® certificant.

The Certified Financial Planner Board of Standards is a professional regulatory organization. It fosters professional standards in personal financial planning so that the public values, has access to and benefits from competent financial planning. Individuals who meet rigorous certification requirements are certified by CFP Board to use its certification trademark.

Contact Rick for a complimentary, no-obligation Get Acquainted meeting. You don’t have to be rich to get started. Secure Choice is all about helping clients make smart decisions, enabling them to reach their financial goals and achieve peace of mind.

CFP® and CERTIFIED FINANCIAL PLANNER™ are certification marks owned by the Certified Financial Planner Board of Standards, Inc. These marks are awarded to individuals who successfully complete the CFP Board's initial and ongoing certification requirements.